Gold Loan Patratu

Gold Loan at 1%* p.m.

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Gold is a precious metal. It has emotional, cultural, and financial value and different people across the globe buy gold for various reasons. But, today, because of emerging banking sector facilities, it can also help to meet the financial needs of people who have required the loan against gold to cope up with their financial crises.

Why one should choose Gold Loan Patratu?

First of all, the processing time of Gold Loan is short.

After that, you don’t need to worry about your credit score.

Furthermore, Your Gold will be used as collateral security.

Interest rate is low when you apply for a Gold loan.

Interest Rates Gold Loan Patratu

Gold Loan is a service that provides its customers with cash at the best rate of interest.It is quite less and reasonable. On average it starts at 10.75% p.a. and can go up to 24% p.a. Different Banks and NBFC’s provides different interest rate to the customers.

To know more about: Gold Loan Interest rate

Eligibility Criteria for Gold Loan Patratu

Age Minimum:18 year
Maximum (at loan maturity): 70 year
Gold requirements Minimum 10 gram of gold
Loan Amount Minimum: Rs 15,000
Maximum: No Limit
Citizenship Indian
Employment Status Salaried

Documents Required for Gold Loan Patratu

However, the process of documentation in a gold loan is very easy and simple, but, still, certain documents are required to get a gold loan.

  1. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card/PAN card.
  2. Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
  4. 2 passport size photographs

 Additional Documents Required:

The banks generally demand the above-given documents. However few banks demand some additional documents, which are mentioned below:

  1. Land Proof: In case of Agriculture Loan of more than Rs. 1 lakh Proof is not required for allied agriculture purposes.
  2. A Demand Promissory Note.
  3. Certificate by the Jewel Appraiser (Bank will arrange).
  4. Income Proof: Salary Certificate and Form No.16.

Features of Gold Loan Patratu

It is noteworthy that the Gold Loan comes with so many features. Let’s discuss them one by one.

First of all, the gold loan is very easy to apply.

After that, gold Loan gets disbursed within 15 minutes.

Furthermore, the interest rates on the gold loan are quite affordable and satisfactory.

Besides that, in a gold loan, the documentation process is very easy and simple.

Finally, the gold loan requires no credit checks.

Gold Loan Patratu Procedure

First of all, the loan applicant needs to visit

After that, the applicant fills the application with the required information.

But the applicant should fill the contact number.

After that, the applicant gets a call from our side if he/she is eligible.

Forms of Gold

Not every form of Gold is considered by the bank to provide the Gold Loan. There are some restrictions.

First of all, the purity of the Gold should lie in between 18 Karats to 22 Karats.

After that, Gold in the form of jewelry is accepted.

Besides that, raw Gold is not accepted.

Furthermore, gold coins that weigh less than 50 Grams are easily accepted.

Why Bestloandeal is the right option to get a Gold Loan?

First of all, offers a very easy process of application of the gold loan.

After that, the customer gets a good comparison of the interest rates of other banks as well.

Furthermore, we provide the document pickup facility from your doorstep.

Finally, you will get the best rates.

About Patratu

Patratu is a town in the district Ramgarh of Jharkhand state, India. It is an easy and time-saving process to take Gold Loan only when you apply through

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