Personal Loan Assonora

You don’t have to beat yourself up over the fact that you do not have the money right away. Life is not always a walk in a park; sometimes, it’s more complicated than that. Address your urgent financial needs with the help of personal loans and discover the various perks offered by different banks and private financial services. Apply on our website, Our relationship managers will be in touch with you within 30 minutes, and we will suggest you the most suited personal loan after comparing various loaning schemes offered by public and private sectors.

Eligibility criteria for Personal Loan Assonora

To begin with, the minimum age of the applicant should be 21 years to apply for a Personal Loan if he/she is salaries and 25 years if s/he is self-employed.

In addition to this, the maximum age of the salaried applicant should be 60 years at the time of maturity, and it is 65 years for the self-employed applicant.

Next, the applicant should be a citizen or permanent resident of India.

After that, the minimum Credit Score of the applicant should be 700.

Moreover, the applicant should have a rigid source of income.

Also, if the applicant is salaried, he/she should be getting his/her salary in the bank account.

Lastly, the monthly income of the salaried applicant should be Rs. 18000 at least.

And for the self-employed applicant ITR of Rs. 2.5 Lacs should be paid for the last three years at least.

Why Personal Loan Assonora?

First of all, personal loans are available online and offline by any banks and NBFCs. You can easily apply and quickly get approval.

Also, a personal loan is generally available on a fixed rate of interest. So the equated monthly installments will remain fixed for the entire loan tenure.

After that, personal loans are multipurpose. Customers use the service of personal loans for different types of purposes, ranging from travel expenses, medical expenses, purchasing the latest jewelry, etc.

Moreover, personal loan’s processing time is less as they don’t need much verification of any asset or any other kind of proofs and certificates that involve a lot of paperwork, as compared to a home loan or car loan.

In addition to this, a personal loan is an ‘unsecured loans,’ i.e., you are not required to provide any security to the lender in the form of cash, shares, or any other assets.

For example: If you take a personal loan for the renovation of a house or making down payment for your home, you can avail the tax deduction of up to Rs. 2 lakh.

Documentation for Personal Loan Assonora

Firstly, you should submit proof of residence while applying for a personal loan. It can be an Aadhar Card/ Card/ Voter ID card/ PAN Card/Driving License/ passport/Ration Card/Electricity/water bills for the last three months with your name on it.

Secondly, you should attach proof of Identity. It can be a PAN Card/Voter ID Card/Aadhar Card/ Passport/ Driving License.

Thirdly, you should have a bank account which has been in use for more than six months before applying for the personal loan.

Fourthly, you should submit two colored passports sized photographs with your application form for the personal loan.

 And lastly, if you are salaried, you should affix your salary slip with the other relevant documents of the past three months.

In addition to this, if you are self-employed, you have to attach a document supporting your claim of paying ITR (Income Tax Return)  for at least three years.

Interest rates for Personal Loan Assonora

The interest rates for personal loans varies from bank to bank, and also it depends on other factors such as income, CIBIL score, and so on. The minimum interest starts at 10.7%.

Also, banks charge some amount of the loan amount from the customers to process their loan application. It is generally between 0-2% of the total loan amount.

Furthermore, bank charges borrowers with a fee when they pay the loan EMIs before the committed date, which is typically between 0-2% of the outstanding loan amount.

How to apply online for Personal Loan Assonora?

The Process of applying is pretty simple. You need to follow these steps:

Firstly, fill in your personal information and employment details online on

Next, if you justify the eligibility criteria, then our relationship managers will suggest you the best possible loan for you according to the desired Personal loan amount and the repayment tenure.

As a result, you will get an online approval within three minutes, and the money will reach your bank within 72 hours.

If you require funds in an urgent situation, this is possibly the best option available.

About Assonora

Assonora is a small village in Bardez, Goa. It is in North Goa, 12 km away from Mapusa and 24 km away from Panaji. It is located 18 km towards North from District headquarters Panaji. 10 km from Bardez. 18 KM from State capital Panaji. Places of interest in Assonora are Corjuem Fort, Shri Lairee Temple and St. Clara’s Church.