Personal Loan Chunati Gada

Personal Loan are given to meet the personal needs and aspirations of people. Personal Loan Chunati Gada are easily given by many banks and Non-Banking Financial Companies to individuals without any collateral or guarantee. Personal loans are usually unsecured loans that can range anything between Rs.50000 to Rs.200000 and are given to meet their personal needs. It is provided on the basis few basic criteria like an individual’s income level, repayment capacity, credit and employment history and place of residence.

Why Personal Loan Chunati Gada

  • Firstly, Reasonable Interest  Rates.
  • Secondly, the applicant can avail a loan up to 30 Lakhs.
  • After that No cosigner required.
  • Further, most, no need to mortgage any collateral/security.
  • Lastly, it is a multipurpose loan, can be used in any financial crises.

Interest Rates of Personal Loan Chunati Gada

The interest rate for a personal loan varies from bank to bank, and also it depends on other factors such as income, CIBIL score, and so on. The minimum interest is of 10.70% PA.

Also, banks charge some amount of the loan amount from the customers to process their loan application. It is generally between 0-2% of the total loan amount.

Furthermore, bank charges borrowers with a fee when they pay the loan EMIs before the committed date, which is typically between 0-2% of the outstanding loan amount.

Eligibility of Personal Loan Chunati Gada

It is based on which bank has to approve the request of the applicant regarding the credit there are two categories of the applicants:

1.Salaried

2.Self-employed

There are various eligibility criteria for both applicants

Salaried Applicants

  • Firstly the age of the customer should at least 21 or above.
  • The second thing is the salary of an applicant must have 18000 or more.
  • After that, 650 CIBIL scores is required to get the loan.
  • Further, most the applicant will get a loan from his/her nearest branch only.
  • Lastly, ITR (Income Tax Return) is mandatory for the last 2 years.

Self-Employed Applicants

  • Firstly, under self-employed age, criteria must be 21 or above.
  • Although ITR (Income Tax Return) is required for the last 3 years.
  • After that, the business should have been working for last 3 years.
  • Moreover, the customer has a good credit score, no dues should be outstanding.
  • Moreover, 5 lacs annual income is needed.
  • Lastly, the bank statement of the previous 3 months is needed.

Documents for  Personal Loan Chunati Gada

It includes 2 categories

1.)    Salaried

2.)    Self Employed

Salaried

  • Firstly, Id proof ( Driving License, Passport, PAN card, Aadhar card, Voter card).
  • After that, residence Proof (Passport, Driving License, Aadhar card, Ration card).
  • Moreover, Photo ID proof (Passport, Aadhar card, Driving License) any 1 of them.
  • Besides that, the latest Bank account statement of 3 months.
  • Although, Salary slip of the previous 3 months.
  • Moreover, 2 colored passport size snap.
  • Lastly, Employment certification.

Self Employed

  • Firstly, ID proof (Voter card, Aadhar card, pan card, Passport, Driving License, Passport).
  • After that, ITR is required for the previous 3 years.
  • Besides that, A business should be registered and working for at least 3 years.
  • Moreover, Proof of Ownership (bill of purchases, sales).
  • Lastly, Form 16.

How to apply online for Personal Loan Chunati Gada?

The Process of applying is pretty simple. You need to follow these steps:

  • Firstly, fill in your personal information and employment details online on bestloandeal.in
  • Next, our relationship manager will suggest you the best possible loan according to the desired Personal loan amount and the repayment options.
  • Finally, you will get online approval within three minutes, and the money will reach your bank account within 48 hours.

Tenure of Personal Loan Chunati Gada

Loan tenure would be fall between  1 year to 5 years.

About Chunati Gada

It is a village in Uttar Pradesh, India. If you want Personal Loan at low rate of interest with easy EMIs offers you should go with Personal Loan Chunati Gada.

Personal Loan Interest Rates: Updated

Bank Interest Rates
HDFC Bank  10.99% to 18%
ICICI Bank 13.99% to 18%
Fullerton India 17.25% to 32%
Bajaj Finserv 13.99% to 16.75%
Axis Bank 15.50% to 24%
Standard Chartered Bank 15.75% to 22%
Kotak Mahindra Bank 13.75% to 19%
Andhra Bank 13.50% to 22%
Bank of Baroda 13.50% to 19%
Vijaya Bank 13.75% to 22%
Corporation Bank 14.50% to 20%
Allahabad Bank 13.70% to 20%