Personal Loan Dholka

What is Personal Loan Dholka?

Personal Loan is a secured loan, taken by the applicant from the bank. This Loan is given based on the salary of the applicant, his CIBIL score, and also on the basis of past credit history. In addition to this, Personal Loan can be availed from any bank or financial institution. Here all the information will be provided to you that you may need to take Personal Loan Personal Loan Dholka. Moreover, many banks offer you the loan amount in your accounts in 1 or 2 days.

Features of Personal Loan Dholka

Multi-purpose Loan: You can take a personal loan for a variety of purposes such as for conducting a family wedding, supporting your child’s education, renovate your home, or even pay back an existing loan.
No collateral: If you are eligible, you can take a personal loan without putting up any of your assets as collateral.
Minimal paperwork: A personal loan requires very little paperwork when compared to other types of loans.
Easy repayment: Our Personal Loans come with a host of repayment options such as post-dated cheques, ECS, online payments of EMI, and so on.
Affordable interest rates: Our Personal Loans come with competitive interest rates that are easily affordable.
Quick: quick and easy documentation process for short-term personal loans.
Loan disbursal in 72 hours after submission of documents.
These loans can also be transferred to another bank.

Interest Rate and Other Charges

1. Firstly, the interest rate on personal Loan starts from 11.49% to 19.5%
2. After that, the processing fees charged by the bank on personal Loan is 2 % to 5 % per annum.
3. Lastly, the Loan can be availed for a period of 12 months to 60 months.

Documentation For Personal Loan

List Of Documents For Salaried
1. Firstly, Proof of Identity:- Passport or Driving License or Voters ID or PAN Card (any one).
2. Then, Proof of Residence:- Aadhar Card, Pan Card, Passport, Electricity Bill, Rental agreement
3. Another is the Latest 3 months Bank Statement (where salary or income is credited).
4. Also, Salary slips for last 3 months.
5. Lastly, Two Passport Size photographs.

List Of Documents For Self-Employed
Proof of Residence:- Aadhar Card, Pan Card, Passport, Electricity Bill, Rental agreement
Income proof (audited financials for the last two years).Latest 6 months Bank statement.
Office address proof.
Proof of residence or office ownership.
Proof of continuity of business.
KYC Documents: Proof of Identity; Address proof; DOB proof.

Eligibility Criteria For Personal Loan

For Self-Employed
Age: 23 years (self-employed individuals) and 25 years (for doctors); Maximum age – 65 years.
Minimum Turnover: Rs. 40 lakh for non-professionals; Rs. 15 lac for professionals; as per audited financials.
Minimum Profit After Tax: Rs. 2 lac for Proprietorship Firm/Self-employed Individuals and Rs. 1 lac for non-professionals as per audited financials.
Business Stability: In current business for at least 5 years and a minimum of 3 years for doctors.
Existing relationship with the bank: Minimum 1-year liability relationship (current or savings account) or Asset relationship (Loan) either live or closed in the last 36 months; repayment track as required.

For Salaried
Age should be in between 21 to 70 years.
Total years in job or profession: 2 years.
Years in current residence: 1 year (One day if in a Super A Company).
Lastly, the minimum salary for taking a personal loan is Rs. 15,ooo.

How to apply through Bestloandeal?

1. Firstly,  visit our website www.bestloandeal.in
2. Then fill there the Gold Loan Application Form.
3. Lastly, you can get further details from our representatives.

About Dholka

Dholka is a city in the district Ahmedabad of state Gujarat, India.