What is a Personal Loan?
A Personal Loan is an unsecured loan. It helps you meet your urgent money needs. Therefore, there is no need to give any security. We give the best loan offers on Personal Loan For Eastern Railway Employees at www.bestloandeal.in. So, Apply online to book your personal loan now!
What is the Eligibility for Personal loan For Eastern Railway Employees?
| Age Criteria | 21-65 years of age. |
| Work Experience | Min. 6 months in the current organisation. (Preferred) |
| Total Work Exp. | a total work experience of 2 years (varies from bank to bank) |
| Min. Net Income | At least, Rs. 15000/- per month. (may vary depending upon your profile). |
| CIBIL | 720 or more with a good credit history. |
What are the documents needed for availing a Personal Loan?
| Identity Proof | Passport ; PAN card ; Aadhar Card ; Voter ID card ; Driving license. 2 Photographs. |
| Residential Proof | Passport ; Driving License ; Voter ID ; Electricity bill. (Not older than 3 months) |
| Income Proof | Latest 3 months’ income slip as well as 6 months’ bank account statement. Also, Form 16 of last 2 years. |
| Age Proof | Passport ; PAN Card ; Birth Certificate ; Employee ID Card. |
Benefits on Personal Loan For Eastern Railway Employees?
1. Personal Loans For Eastern Railway Employees start at 12.25%.
2. Banks offer loans for pensioners at lowest rates for a tenure of upto 5 years until 75 years of age.
What are the Fees and Charges associated with a Personal Loan?
| Processing charges | Upto 2% on loan loan amount (Varies from bank to bank) |
| Pre-closure charges | NIL to 5% on outstanding loan amount. ( Varies from bank to bank ) |
The Eastern Railway is among the 18 zones of the Indian Railways. Its headquarters is at Fairley Place, Kolkata and comprises four divisions: Howrah, Malda, Sealdah, and Asansol. Each division is headed by a Divisional Railway Manager
Wikipedia
We offer Personal Loan to Railway Employees working in the following departments:
| Engineering Department |
| Mechanical Engineering Department |
| Electrical Engineering Department (General) |
| Electrical Engineering Department (Traction Distribution) |
| Electrical Engineering Department (Operations) |
| Signal & Telecommunication Engineering Department |
| Operating and Traffic (Transportation) Department |
| Commercial Department |
| Medical Department |
| Safety Department |
| Stores Department |
| Accounts Department |
| Personnel Department |
| Security Department |
| Managing Department |
Why apply via bestloandeal.in?
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Read more about Personal Loans
| Bank | Interest Rates |
| Allahabad Bank | 10.50% to 12.99% |
| Bajaj Finserv | Starting from 12.99% |
| Bank of Baroda | 11.35% to 16.35% |
| Andhra Bank | 11.55% to 13.05% |
| Axis Bank | 15.75% to 24% |
| Central Bank | MCLR (12M) + 3.00% |
| Corporation Bank | 12.95% to 13.95% |
| HDFC Bank | 11.25% to 21.50% |
| Bank of Maharashtra | Starting from 15% |
| Citibank | Starting from 10.99% |
| Canara Bank | 13.00% to 16.50% |
| Bank of India | Starting from 13.10% |
| Federal Bank | Starting from 11.49% |
| ICICI Bank | 11.50% to 19.25% |
| Indian Bank | Starting from 14.20% |
| Fullerton India | Starting from 12% |
| IndusInd Bank | Starting from 10.75% |
| IDBI Bank | Starting from 12% |
| HSBC Bank | 10.75% to 17.84% |
| Muthoot Finance | 14.50% |
| Kotak Mahindra Bank | 11.29% to 19.99% |
| RBL Bank | Starting from 12% |
| IDFC First | Starting from 11.5% |
| TATA Capital | Starting from 11.25% |
| Standard Chartered Bank | Starting from 11.99% |
| Syndicate Bank | 13.25% to 13.65% |
| UCO Bank | Starting from 11.70% |
| Punjab National Bank | Starts from 12% |
| Union Bank of India | Starting from 14.40% |
| State Bank of India | Starting from 11% |
| Yes Bank | Starting from 10.75% |
