Personal Loan Gannavaram

What is Personal loan Gannavaram?

Financial crisis can hamper any of your plans. A personal loan can save you from this crisis and provide you with funds. A personal loan is one of the best options when it comes to getting immediate finances. Personal loans are appealing because of the collateral free and a wide range of simple repayment options. you can apply for it on,

Eligibility criteria for Personal Loan Gannavaram

To begin with, the minimum age of the applicant should be 21 years if he/she is salaried and 25 years if he/she is self-employed.

In addition to this, the maximum age of the salaried applicant should be 60 years at the time of maturity, and  65 years for the self-employed.

Next, the applicant should be a citizen or permanent resident of India.

The minimum Credit Score of the applicant should be 700.

Moreover, the applicant should have a steady source of income.

Also, if the applicant is salaried, he/she should be getting his/her salary in the bank account.

Lastly, the monthly income of the salaried applicant should be Rs. 18000 at least.

And for the self-employed applicant, the ITR of Rs. 2.5 Lacs should be filed for the last three years.

Why Personal Loan Gannavaram?

First of all, personal loans are available online as well as offline. You can easily apply and get approval in no time at all.

Also, a personal loan is generally available on a fixed rate of interest. So the equated monthly installments will remain fixed for the entire loan tenure.

After that, personal loans are multipurpose, you can use it for any purpose.

Moreover, personal loan’s processing time is less as they don’t need much verification of your assets or any other kind of proofs, as compared to other loans like a home loan or car loan.

In addition to this, a personal loan is an unsecured loan i.e. you are not required to mortgage anything to the lender.

Documentation for Personal Loan Gannavaram

Firstly, you should submit proof of residence while applying for a personal loan. It can be an Aadhar Card/ Card/ Voter ID card/ PAN Card/Driving License/ passport/Ration Card/Utility Bills.

Secondly, you should attach proof of Identity. It can be a PAN Card/Voter ID Card/Aadhar Card/ Passport/ Driving License.

You should have a bank account which has been in use for more than six months before applying for the personal loan.

You have to submit two colored passports sized photographs with your application form.

And lastly, if you are salaried, you should affix your salary slip with the other relevant documents of the past three months.

In addition to this, if you are self-employed, you have to attach a document supporting your claim of paying ITR (Income Tax Return) for at least three years.

Interest rates for Personal Loan Gannavaram

The interest rate for a personal loan varies from bank to bank, and also it depends on other factors such as income, CIBIL score, and so on. The minimum interest is of 10.7%.

Also, banks charge some amount of the loan amount from the customers to process their loan application. It is generally between 0-2% of the total loan amount.

Furthermore, bank charges borrowers with a fee when they pay the loan EMIs before the committed date, which is typically between 0-2% of the outstanding loan amount.

How to apply online for Personal Loan Gannavaram?

The Process of applying is pretty simple. You need to follow these steps:

Firstly, fill in your personal information and employment details online on

Next, our relationship manager will suggest you the best possible loan according to the desired Personal loan amount and the repayment options.

You will get online approval within three minutes, and the money will reach your bank account within 48 hours.

About Gannavaram

Gannavaram is a place in Vijayawada in Krishna district in the state of Andhra Pradesh. It has a population of 20,728.

Personal Loan Interest Rates: Updated

Bank Interest Rates
HDFC Bank 10.99% to 18%
ICICI Bank 13.99% to 18%
Fullerton India 17.25% to 32%
Bajaj Finserv 13.99% to 16.75%
Axis Bank 15.50% to 24%
Standard Chartered Bank 15.75% to 22%
Kotak Mahindra Bank 13.75% to 19%
Andhra Bank 13.50% to 22%
Bank of Baroda 13.50% to 19%
Vijaya Bank 13.75% to 22%
Corporation Bank 14.50% to 20%

Personal Loan in Major Bank

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Bank of India Personal Loan IndusInd Bank Personal Loan
Bank of Maharashtra Personal Loan Kotak Mahindra Bank Personal Loan
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Central Bank Personal Loan Punjab National Bank Personal Loan
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Corporation Bank Personal Loan Standard Chartered Bank Personal Loan
Federal Bank Personal Loan State Bank of India Personal Loan
Fullerton India Personal Loan Syndicate Bank Personal Loan
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