Personal Loan Kamrej

Look up at the sky, and I know you want to fly, look down at a depth of the sea, and I know you want to explore the world, but the question is how? Your salary is limited but so is your time, when will you live your dream? Now!!! Take a Personal Loan and make your dreams come true.

What is Personal Loan?

Personal Loan is unsecured debt that means it does not require any mortgage or collateral and one can get a Personal Loan based on their eligibility like monthly income, banking history, CIBIL score, employment profile, etc. which may vary from person to person.It is not a secured debt as there is no collateral against the debt. It is backed only by your promise to repay, and for this reason, It is also known as “signature loans” or “unsecured loans.”

Personal Loan Kamrej Interest Rates

The interest rates in Personal Loan depends upon the company’s profile and salary of a person. The interest rate of personal Loan starts from 10.75% per year.

More About: Interest Rates on Personal Loan

Why Personal Loan Kamrej?

The processing fee is up to 2% of the loan amount.

The loan tenure ranges up to 5 years.

The lowest EMI per lakh is Rs 2,162.

The prepayment charges are NIL up to 5 percent.

Personal Loan Kamrej Eligibility Criteria

Eligibility for Loan depends upon several factors such as your credit score, monthly income, and several other ongoing EMIs, etc. There are two categories of applicants:

  1. Salaried Applicant
  2. Self-employed Applicant  

There are various eligibility criteria for both applicants:

Parameters Self Employed Professionals Self Employed Individuals
Age 25-65 Years 25-65 Years
Business Continuity Should be in the same Business & City for Minimum 3 Years Should be in the Business for Minimum 3 years &should also have a total work experience of 3 years
Minimum Income Rs 2,00,000 per year Rs 2,00,000 per year
Minimum Loan Amount Rs 75,000 Rs 75,000
Maximum Loan Amount Rs 15,00,000 Rs 15,00,000
Tenure 12-48 Months 12-48 Months

Personal Loan Kamrej Documents

Identity proof: One should have these following documents with him(Passport/Id card/voter card/driving license/Aadhaar Card) any one of them will work.

Residence proof: The documents needed as proof of residence are:  (Passport/Id card/voter card/driving license/Ration Card/Aadhaar Card).  And if the applicant is living in a rented apartment, then he has to submit, electricity bill on his name and the address of the owner and his rental agreement.

KYC formality: The applicant has to provide his PAN card.

Salaried applicant: The applicant has to submit his bank statements of the last six months and the salary slip of the previous three months.

Self-employed: The person applying for a personal loan should file ITR for the last three years, and the business should be registered.

Colored photograph: applicant must have two passport size photograph

Why your decision of choosing bestloandeal is the right decision?

Firstly,bestloandeal responds to the customer’s queries very quickly.

Besides that, the interest rates we offer are minimum as compared to other competitors.

Furthermore, here, you can easily compare the rate of interest with other financial and non-financial institutes.

Moreover, after that, here, you will get proper guidance for the personal loan.

At last, If you apply on the bestloandeal, you will get a document pickup facility from your doorstep.

How to apply for Personal loan Kamrej?

  1. Search for www.bestloandeal on google.
  2. First of all, a form will open up.
  3. After that, fill the required information.
  4. Besides, you will get more information from us.

About Kamrej

Kamrej is a town in the city of district Surat of the Gujarat state, India. It is very beneficial for an individual to take a personal loan, all you have to do is to visit www.bestloandeal.

Personal Loan Interest Rates: Updated

Bank Interest Rates
HDFC Bank  10.99% to 18%
ICICI Bank 13.99% to 18%
Fullerton India 17.25% to 32%
Bajaj Finserv 13.99% to 16.75%
Axis Bank 15.50% to 24%
Standard Chartered Bank 15.75% to 22%
Kotak Mahindra Bank 13.75% to 19%
Andhra Bank 13.50% to 22%
Bank of Baroda 13.50% to 19%
Vijaya Bank 13.75% to 22%
Corporation Bank 14.50% to 20%
Allahabad Bank 13.70% to 20%