Personal Loan Khatima

Demands are never-ending, but the salary is limited, so in such situations, what must a person do to meet his needs? The answer is to take credit. A Personal Loan is the best among all as the feature of not mortgaging any property against is beneficial for those who don’t have one.

What is Personal Loan?

Personal Loan is an unsecured loan that provides financial assistant to the borrower in consideration of an affordable rate of interest. Furthermore, there is no restriction on the usage of the personal loan amount the borrower can use the funds for any purposes.

Personal Loan Khatima Interest Rates

The interest rates in Personal Loan depends upon the company’s profile and salary of a person. The interest rate of personal Loan starts from 10.75% per year.

More About: Interest Rates on Personal Loan

Why Personal Loan Khatima?

The processing fee is up to 2% of the loan amount.

The loan tenure ranges up to 5 years.

The lowest EMI per lakh is Rs 2,162.

The prepayment charges are NIL up to 5 percent.

Personal Loan Khatima Eligibility Criteria

Eligibility for Loan depends upon several factors such as your credit score, monthly income, and several other ongoing EMIs, etc. There are two categories of applicants:

  1. Salaried Applicant
  2. Self-employed Applicant  

There are various eligibility criteria for both applicants:

Parameters Self Employed Professionals Self Employed Individuals
Age 25-65 Years 25-65 Years
Business Continuity  Should be in the same Business & City for Minimum 3 Years Should be in the Business for Minimum 3 years &should also have a total work experience of 3 years
Minimum Income Rs 2,00,000 per year Rs 2,00,000 per year
Minimum Loan Amount Rs 75,000 Rs 75,000
Maximum Loan Amount Rs 15,00,000 Rs 15,00,000
Tenure 12-48 Months 12-48 Months

Personal Loan Khatima Documents

Identity proof: One should have these following documents with him(Passport/Id card/voter card/driving license/Aadhaar Card) any one of them will work.

Residence proof: The documents needed as proof of residence are:  (Passport/Id card/voter card/driving license/Ration Card/Aadhaar Card).  And if the applicant is living in a rented apartment, then he has to submit, electricity bill on his name and the address of the owner and his rental agreement.

KYC formality: The applicant has to provide his PAN card.

Salaried applicant: The applicant has to submit his bank statements of the last six months and the salary slip of the previous three months.

Self-employed: The person applying for a personal loan should file ITR for the last three years, and the business should be registered.

Colored photograph: applicant must have two passport size photograph

Why your decision of choosing bestloandeal is the right decision?

Firstly,bestloandeal responds to the customer’s queries very quickly.

Besides that, the interest rates we offer are minimum as compared to other competitors.

Furthermore, here, you can easily compare the rate of interest with other financial and non-financial institutes.

Moreover, after that, here, you will get proper guidance for the personal loan.

At last, If you apply on the bestloandeal, you will get a document pickup facility from your doorstep.

How to apply for Personal loan Khatima?

  1. Search for www.bestloandeal on google.
  2. First of all, a form will open up.
  3. After that, fill the required information.
  4. Besides, you will get more information from us.

About Khatima

Khatima is a town in the district Udham Singh Nagar of the Uttarakhand state, India. It is very beneficial for an individual to take a personal loan, all you have to do is to visit www.bestloandeal.

Personal Loan Interest Rates: Updated

Bank Interest Rates
HDFC Bank  10.99% to 18%
ICICI Bank 13.99% to 18%
Fullerton India 17.25% to 32%
Bajaj Finserv 13.99% to 16.75%
Axis Bank 15.50% to 24%
Standard Chartered Bank 15.75% to 22%
Kotak Mahindra Bank 13.75% to 19%
Andhra Bank 13.50% to 22%
Bank of Baroda 13.50% to 19%
Vijaya Bank 13.75% to 22%
Corporation Bank 14.50% to 20%
Allahabad Bank 13.70% to 20%