Personal Loan Koduvayur

Prices will never go down, nor will your expenditure, so now the question arises how are you going to cover these necessities on your own? We have a solution for you that is Personal Loan, a life-changing potion which will help you to raise your standard of living, not only this you can use it according to your requirements.  Even if you want to go for a trip, or want to make your child study in the best educational institution, etc. you got it all. You can use it according to your requirement.

What is Personal Loan?

Personal Loan is an unsecured loan that provides financial aid to the customers at affordable interest rates. To get a Personal Loan, the applicant needs to have a rigid and good source of income and has a good credit history. Furthermore, there is no end use restriction on the use of the Personal Loan amount. You can use this loan amount anywhere you want to do.

Personal Loan Koduvayur Interest Rates

The interest rates in Personal Loan depends upon the company’s profile and salary of a person. The interest rate of personal Loan starts from 10.75% per year.

More About: Interest Rates on Personal Loan

Why Personal Loan Koduvayur?

The processing fee is up to 2% of the loan amount.

The loan tenure ranges up to 5 years.

The lowest EMI per lakh is Rs 2,162.

The prepayment charges are NIL up to 5 percent.

Personal Loan Koduvayur Eligibility Criteria

Eligibility for Loan depends upon several factors such as your credit score, monthly income, and several other ongoing EMIs, etc. There are two categories of applicants:

  1. Salaried Applicant
  2. Self-employed Applicant  

There are various eligibility criteria for both applicants:

Salaried Individuals:

  1. Salary: Rs 18,000 (Monthly).
  2. Minimum Age: 21 Years.
  3. Maximum Age: 60 Years.
  4. Work Experience: Should be Overall, three years and must have 1-year experience in the ongoing job.
  5. CIBIL Score must be more than 700.
  6. A person who gets his/her salary in cash is not eligible for availing Loan

Self Employed Individuals:

  1. Minimum Age: 25 Years.
  2. Maximum Age: 65 Years.
  3. Should be filing for an annual ITR of 2.5 to 3 lakh.
  4. Residence: Must be having an Office or Home.
  5. The business should be running for the last three years.
  6. CIBIL Score must be more than 700.

Personal Loan Koduvayur Documents

Salaried Individual Self Employed People
Latest 6-month bank statements Latest 6-month bank statements
Last 2-months’ salary slips Last 2 years Balance Sheet
Last 3 year Form 16 Last 3 Years ITR
Photocopy of Pan Card PAN Card photocopy
Residence & Address Proof Residence & Address Proof
2 passport size photographs 2 passport size photographs

Why your decision of choosing bestloandeal is the right decision?

Firstly,bestloandeal responds to the customer’s queries very quickly.

Besides that, the interest rates we offer are minimum as compared to other competitors.

Furthermore, here, you can easily compare the rate of interest with other financial and non-financial institutes.

Moreover, after that, here, you will get proper guidance for the personal loan.

At last, If you apply on the bestloandeal, you will get a document pickup facility from your doorstep.

How to apply for Personal loan Koduvayur?

  1. Search for www.bestloandeal on google.
  2. First of all, a form will open up.
  3. After that, fill the required information.
  4. Besides, you will get more information from us.

About Koduvayur

Koduvayur is a village in Kollengode Block in the district Palakkad of Kerala State, India. It is very beneficial for an individual to take a personal loan, all you have to do is to visit www.bestloandeal.

Personal Loan Interest Rates: Updated

Bank Interest Rates
HDFC Bank  10.99% to 18%
ICICI Bank 13.99% to 18%
Fullerton India 17.25% to 32%
Bajaj Finserv 13.99% to 16.75%
Axis Bank 15.50% to 24%
Standard Chartered Bank 15.75% to 22%
Kotak Mahindra Bank 13.75% to 19%
Andhra Bank 13.50% to 22%
Bank of Baroda 13.50% to 19%
Vijaya Bank 13.75% to 22%
Corporation Bank 14.50% to 20%
Allahabad Bank 13.70% to 20%