Personal Loan Moshi

personal loan

The number of cardiac diseases and cancer patients are increasing day by day in the country, and no one knows who’s next. Everyone isn’t aware of health insurance. So in these cases, Personal loan helps you to fight against this kind of problems.

What is Personal Loan?

In this modern world, with increasing expenses and a new lifestyle, it is essential to cope up with the trend. So Personal Loan is a feature provided by banks & NBFCs to get the best loan option to manage all expenses easily, especially for the people in metro cities.

A Personal Loan is a loan that can be used in multiple ways that can be utilized for fulfilling many purposes. These purposes could be debt repayment, taxes, paying medical bills and more. Personal finance is instant finance, which a person can avail within 2-3 working days with minimal documentation required.

Why should one apply for Personal Loan Moshi?

  1. The Loan amount depends upon the income and repayment capability of the applicant.
  2. It is a multi-purpose offer that can be used for almost all financial problems.
  3. No need to put any property or asset as security to the lender.
  4. No cosigner needed.

Eligibility Criteria

Personal Loan does not apply to everyone, and there are some eligibility criteria based on which the bank provides a loan to the applicant. There are two categories of applicants:

  1. Salaried
  2. Self-employed

There are different eligibility criteria for both applicants.

Salaried Applicant:

  1. The minimum age of the applicant should be 21 years and maximum up to 60 years.
  2. If the borrower should have a salary of minimum Rs.18,000 per month
  3. The borrower must have the work experience of the last three years, and the salary should come in their account only.
  4. The person must have a good CIBIL score, i.e., at least 700+

The documentation process is straightforward; they have to submit their bank statement of the last three months and the salary slip of the previous six months.

Self-employed Applicant:

  1. The self-employed person’s age should be minimum of 25 years.
  2. The applicant should file ITR at least for the last three years.
  3. The CIBIL of the applicant should be good, and no debt should be left due.
  4. The ITR (Income tax return) which the applicant files should be Rs 2.5 lakhs per annum at least.
  5. And the applicant is a businessman than his business should be running from the last three years.

Personal Loan Moshi  Documents

  1. Identity proof: Passport/Id card/voter card/driving license/Aadhar Card) It can be any one of them.
  2. Residence proof: Passport/voter card/driving license/Aadhar Card/Ration Card). And the applicant living in a rented house, then they have to submit their rental agreement.
  3. The applicant must submit their PAN card, which is an essential document under the KYC formality.
  4. Salaried applicants have to submit their salary slip of the last three months and the bank statements of the last six months.
  5. The self-employed applicant has to submit the ITR of the last three years, and registration of their business should be done.
  6. Two passport size colored photos. (Applicant should not be wearing glasses)

How to Apply for Personal Loan Moshi?

Anybody can apply for Personal Loan online only in 2 minutes. The process of application is straightforward and quick.

 First of all, you should check your eligibility.

  1. Visit www.bestloandeal.in
  2.      After that, apply for a Personal Loan online.
  3. Enter your contact number so that we can contact you back.
  4. Dialabank is the best platform to apply for a personal loan as you will get a loan at affordable rates of interest.

Personal Loan  Moshi  Interest Rates: Updated

Bank Interest Rates
HDFC Bank 10.99% to 18%
ICICI Bank 13.99% to 18%
Fullerton India 17.25% to 32%
Bajaj Finserv 13.99% to 16.75%
Axis Bank 15.50% to 24%
Standard Chartered Bank 15.75% to 22%
Kotak Mahindra Bank 13.75% to 19%
Andhra Bank 13.50% to 22%
Bank of Baroda 13.50% to 19%
Vijaya Bank 13.75% to 22%
Corporation Bank 14.50% to 20%
Allahabad Bank 13.70% to 20%

About Moshi

Moshi is a city of Pune district in Indian state Maharashtra.  The Banks and NBFCs are also willing to process personal loans in Moshi as more as possible. Visit www.bestloandeal.in to get assistance as soon as possible.