Personal Loan Rajsamand

In this materialistic world, there is a big problem related to the money, and you can not fulfill your dream and desire, then Personal Loan is here to relax all your question related to finance. Personal Loan is an instant Loan which can be avail within a day, and it requires minimum documentation.



What is Personal Loan?

Personal Loan is an unsecured type of Loan which helps you meet your current financial needs. And in this applicants does not need to pledge any of his belonging or the security to the bank. and your lender provides you a personal loan with the flexibility to use the funds as per the requirements.


Personal Loan Rajsamand Interest Rates:

10.75% is the minimum annual rate of interest you can get on Personal loans. If you calculate the monthly interest rate of the Personal loan will be less than 1%. Thus, making it the lowest interest rate loaning scheme. Also, it comes with foreclosure facility meaning you can close your Loan before time and skip the pending Emi’s and their respective interest rate amount.


Personal Loan Rajsamand Eligibility:

There are two categories of the applicants:
1. Salaried
2. Self-employed
There are different eligibility criteria for both applicants.

Salaried Applicant:
1.Firstly, minimum age requirements of the applicants should be 21 years and maximum up to 60 years.
2. After That,the applicants must have the work experience of the three years. And the salary should be received in their accounts only.
3.In addition to, the applicants must have an excellent credit history.
4.Besides that, job location of the applicant should be mentioned.
5. Futhermore, a borrower should have minimum income in metropolitan city RS 18,000 and in non -metro city RS 12,000.

Self-employed Applicant:
1. Minimum age requirement for an independent person should be 25 years.
2. The applicants applying for the personal loan should file ITR for the last three years.
3. If the applicants are the businessman, then the business should be running from the past three years.
4. The credit score of the individual applicants should be good .there should not be any debt or dues left.
5. The annual income of the applicants should be minimum Rs 2.5 lakh.
6. The whole documentation process of the personal loan is the applicants has to submit his financial and his bank statement of the previous three months.


Personal Loan Rajsamand Documents:

1. Residence proof: Firstly the documents required for the residence proof includes:(passport/ID card/ Voter card/ aadhaar card/ration/card/driving license) and if the applicants are living in rental apartments then has to submit his agreement, electricity bill on his name and address of the owner.
2. Self-employed: After that,the applicants of personal loan should file ITR for the last three months, and his business should be registered.

Salaried applicants: The applicants have to his salary slip of last three months and bank statement of last six months.
3. Identity proof :In addition to, verification documents especially require one among the following:( passport/ID card/ Voter card/ aadhaar card/ration/card/driving license) any one of them.
4. Under KYC formality: Furthermore,every applicant has to submit his pan card, which is an essential document.
5. Two colored passport size photos: Besides that,(Applicants should not wear any glasses)


Why should one apply for Personal Loan?

1. Easy Documentation- Firstly,the process to apply for a personal loan is very easy and hassle-free.
2. Rates of Interest- Besides That,personal Loan interest rates are very low and rational.
3. Quick Disbursal-  Moreover ,there is a need to wait for so long. If you are eligible and have all the documents, then you will get a loan to disburse within a day.


How to apply for Personal Loan ?


  1. After that, you have to fill the  Personal Loan online form, and our expert relationship managers will contact you.
  2. Furthermore, we will tell you regarding details of the Personal Loan, where you can choose your preferred city.
  3. Lastly, we will provide you our assistance until the end of the process, until you are not satisfied.


About Rajsamand

The city of Rajsamand is in the state of the Rajasthan . If you have any query and you are in a urgent need of the personal loan fill the form and our relationship manager will call you.