Personal Loan Rangpo

The loan offered to people without placing any collateral is termed as a Personal Loan. This loan helps a person to meet any personal requirement without including any type of property. You can make a personal loan as it is easy to take and more manageable to repay. In addition to this to avail, this loan you don’t need to have any collateral as this loaning scheme is guarantee free facility.

What is Personal Loan?

Personal Loan is an unsecured debt which helps you meet your financial needs, and there is no requirement for any security for availing a personal loan. Your lender provides you finance with the flexibility to use the funds as per their requirements. Personal Loan can serve to manage your travel and wedding expenditure as well as the costs of a medical emergency, home renovation, debt consolidation, and other needs.

Personal Loan Rangpo Interest Rates

The interest rates in Personal Loan depends upon the company’s profile and salary of a person. The interest rate of personal Loan starts from 10.75% per year.

More About: Interest Rates on Personal Loan

Why Personal Loan Rangpo?

First of all, they charge very less processing fees.
Secondly, they require less or minimal documents.
Next, the process of approval is quick and hassle-free.
And, there is no cosigner required.
Also, it provides an affordable rate of interest.
The loan given by them is Collateral free.

Personal Loan Rangpo Eligibility Criteria

Eligibility for Loan depends upon several factors such as your credit score, monthly income, and several other ongoing EMIs, etc. There are two categories of applicants:

  1. Salaried Applicant
  2. Self-employed Applicant  

There are various eligibility criteria for both applicants:

Salaried Individuals:

  1. Salary: Rs 18,000 (Monthly).
  2. Minimum Age: 21 Years.
  3. Maximum Age: 60 Years.
  4. Work Experience: Should be Overall, three years and must have 1-year experience in the ongoing job.
  5. CIBIL Score must be more than 700.
  6. A person who gets his/her salary in cash is not eligible for availing Loan

Self Employed Individuals:

  1. Minimum Age: 25 Years.
  2. Maximum Age: 65 Years.
  3. Should be filing for an annual ITR of 2.5 to 3 lakh.
  4. Residence: Must be having an Office or Home.
  5. The business should be running for the last three years.
  6. CIBIL Score must be more than 700.

Personal Loan Rangpo Documents

Salaried Individual Self Employed People
Latest 6-month bank statements Latest 6-month bank statements
Last 2-months’ salary slips Last 2 years Balance Sheet
Last 3 year Form 16 Last 3 Years ITR
Photocopy of Pan Card PAN Card photocopy
Residence & Address Proof Residence & Address Proof
2 passport size photographs 2 passport size photographs

Why your decision of choosing bestloandeal is the right decision?

Firstly,bestloandeal responds to the customer’s queries very quickly.

Besides that, the interest rates we offer are minimum as compared to other competitors.

Furthermore, here, you can easily compare the rate of interest with other financial and non-financial institutes.

Moreover, after that, here, you will get proper guidance for the personal loan.

At last, If you apply on the bestloandeal, you will get a document pickup facility from your doorstep.

How to apply for Personal loan Rangpo?

  1. Search for www.bestloandeal on google.
  2. First of all, a form will open up.
  3. After that, fill the required information.
  4. Besides, you will get more information from us.

About Rangpo

Rangpo is a town in the district East Sikkim of the Sikkim state, India. It is very beneficial for an individual to take a personal loan, all you have to do is to visit www.bestloandeal.

Personal Loan Interest Rates: Updated

Bank Interest Rates
HDFC Bank  10.99% to 18%
ICICI Bank 13.99% to 18%
Fullerton India 17.25% to 32%
Bajaj Finserv 13.99% to 16.75%
Axis Bank 15.50% to 24%
Standard Chartered Bank 15.75% to 22%
Kotak Mahindra Bank 13.75% to 19%
Andhra Bank 13.50% to 22%
Bank of Baroda 13.50% to 19%
Vijaya Bank 13.75% to 22%
Corporation Bank 14.50% to 20%
Allahabad Bank 13.70% to 20%