Personal Loan Vinukonda

personal loan

Are you fighting to avail a loan because you lack assets? Are you tired of wandering from one bank to another? A personal loan will address to all your concerns in no time. Apply on our website, for a personal loan in Vinukonda. Our relationship managers will reach out to you within 30 minutes, and we will suggest you the most suited personal loan after comparing various loaning schemes offered by different banks.

Eligibility criteria for Personal Loan Vinukonda

For Salaried Individuals:

First of all, the eligible age for applying for a personal loan is from 21 years to 60 years.
After that, the salaried applicants with monthly income Rs.18,000 or more can avail the services of personal loans.

Also, the work experience of the applicant before the completion of document procedures should be 3 months and more.

Furthermore, the applicant should be a permanent citizen of India.

For Self Employed Individuals:

Firstly, the minimum age required is 25 years, and the maximum age applicant can avail the benefits of personal loan is 65 years.

Secondly, the applicant should be a persistent income taxpayer of the Indian government for the last 3 years or more.Thirdly, the applicant should have an existing account with the bank for more than 6 months.

Both the salaried and self-employed applicant should have a CIBIL(Credit Information Bureau of India Limited) score of more than 700.

Why Personal Loan Vinukonda?

Personal loans are a great way to counterbalance any of your temporary financial exigency situations, as it allows one to avail a loan without any pre-conditions on the usage of the loan amount. Personal loans have a quick approval rate in comparison to others, as usually it gets approved within 72 hours.

Ease of Availability: Almost all lenders and NBFC’s today offer personal loans for their customers as they are not so expensive and are available at reasonable interest rates, turning into one of the lucrative options to overcome one’s immediate financial need.

Minimal Documentation: Getting this financial product requires minimal documentation as it on your credit score and current monthly income. Well, if you are thinking to apply for personal loans- certain things require your attention to help you make the most of your loan.

Documentation for Personal Loan Vinukonda

First of all, the applicant should attach one residence proof. It can be Voter ID Card/ PAN Card/ Aadhar card/ Passport/ Driving License/ Ration Card/ Rental Agreement or Lease Agreement / Utility bills of last three months by the name of the applicant.

After that, the applicant should submit two colored passports sized photographs while applying for a personal loan.

Furthermore, if the applicant is an employee then he/she has to submit his/her salary slip with the other relevant documents of past 3 months.

If the applicant is self-employed then he/she have to attach a document supporting his/her claim of paying ITR(Income Tax Return) for at least 3 years.

In addition to this, the applicant should attach one proof of Identity. It can be PAN Card /Voter ID Card/ Aadhar Card / Passport/ Driving License.

Lastly, the applicant should have a bank account which has been in use for more than six months before applying for a personal loan.

Interest rates for Personal Loan Vinukonda

The minimum interest rate is 10.75% per annum or less than 1% per month.

Moreover, the foreclosure services are available only after the completion of the 1st year of the loan tenure. The prepayment fee is 0-2% of the total amount of the loan.

In addition to this, the Processing fees is 0-2% of the total amount of the loan.

How to apply online for a Personal Loan Vinukonda?

Firstly, fill in your required details in the web form on

After that, we will be in touch with you within 30 minutes.

Furthermore, if you justify the eligibility criteria, we will choose the loan which suits you the best.
In addition to this, submit the required documents with our representative, who will get in touch with you.
Lastly, receive the loan amount within 72 hours.


To begin with, our website provides you exclusive deal according to your profile and requirements.

Next, we provide you with one-o-one exclusive deals through our expert relationship managers.

Also, we will suggest you the deals and offers which are available in your specific region.

Lastly, you can avail maximum funding and lowest interest rates with your desired bank.

About Vinukonda

Vinukonda is a Telugu speaking town and Mandal headquarters in Guntur District of Andhra Pradesh State, India. It comes under to Andhra region. It is at a distance of 93 km towards west from District headquarters Guntur and 234 km from State capital Hyderabad towards North .

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