Gold Loans are kind of secure loans in which you avail cash by pledging your gold ornaments with a bank. HDFC Gold Loan can be taken for getting in touch with your individual expenses such as kid’s education, wedding occasion, and other money-related crises in the family and for business purposes. The gold mortgaged as a security while taking a loan. Grabbing an HDFC Gold Loan has the below-given advantages:
HDFC Gold Loan’s benefits:
• Maximum loan sum constrained to Rs. 5,000,000
• No processing Fee and Foreclosure charges in particular cases
• Lower Interest Rates for Preferred, Imperia and Classic and Women clients
Gold Loan Features:
• HDFC Bank Gold Loan Interest Rate begins from 10.50% to 14.00%
• HDFC Bank charges processing fees of 1.5%
• Credit Tenure of Gold Loan ranges from 3 months to two years
• Most minimal EMI per lakh on Gold Loan from HDFC Bank is Rs. 4,638 offered at the reasonable interest rate of 10.50% at the lengthy loan duration of two years
• HDFC permits prepayment of jewel loan with 2% if shut within 3 months charges
Only essential KYC documents for residence proof and pay evidence required. The bank doesn’t expect you to present your income proof or doesn’t check your CIBIL score for providing a gold loan.
• Identity proof: PAN Card, Driving License, Passport, Voter’s ID Card, Aadhar Card
• Residence proof: Election /Voter’s ID Card, Aadhar Card, Rent Agreement, Utility Bills, Bank Statement
You can apply for a gold loan with HDFC Bank straightforwardly through a branch or by filling an online form. Be that as it may, to get the best gold loan offers and correlation, all things considered, you can apply online through BestLoanDeal. We will give you a point by point comparison of gold loan plans, all things considered, figure your gold loan eligibility and associate you with the best bank for a gold loan. You will likewise be helped by our professionals who will guarantee that the way toward getting a loan is smooth, advantageous and instant. You can get gold credit in a solitary branch visit amid which HDFC Bank will complete a checking of your gems as far as its immaculateness and weight. On the off chance that, the adornments meets the bank guidelines, the bank will sanction your gold loan and give you a quick loan against the security of your gold ornaments.