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SBI Personal Loan

PL Interest Rates

SBI Personal Loan

Personal Loan to Fullfill all Your Needs
Instant Online Approvals

Now get instant personal loan upto Rs. 25 lac through our online facility. No need to go to any branch. From wherever you are, Simply fill an online form and within 90 seconds, get approval on your application. It is as simple as 123.

Loans up to Rs.25 lacs

We offer the highest ticket size of up to Rs. 25Lacs so that you can pursue your dreams.

Part Prepayment facility

You can prepay up to 6 times in a calendar year at any interval with the minimum amount per prepay transaction being not less than 3 EMIs.

Nil Foreclosure charges

Now you can choose to foreclose your loan anytime during your loan tenor without paying any foreclosure charges.


SBI Eligibility Criteria

Eligibility Criteria

You are a salaried professional.

In the following cities, you are drawing a monthly net salary of

Rs. 40,000 or more

  • Delhi/NCR
  • Mumbai
  • Hyderabad
  • Bangalore and Chennai
  • Thane

In the following cities, you are drawing a monthly net salary of

Rs. 35,000 or more

  • Ahmedabad
  • Pune
  • Kolkata

In the following cities, you are drawing a monthly net salary of

Rs. 35,000 or more

  • Aurangabad
  • Baroda
  • Chandigarh
  • Cochin
  • Coimbatore
  • Gandhinagar
  • Ludhiana
  • Madurai
  • Mandi Gobindgarh
  • Indore
  • Jaipur
  • Jalandhar
  • Jamshedpur
  • Jodhpur
  • Karnal
  • Khanna
  • Kolhapu
  • Ludhiana
  • Madurai
  • Mohali
  • Mysore
  • Nagpur
  • Nasik
  • Panchkula
  • Panipat
  • Rajkot
  • Vijayawada
  • Yamunanagar

SBI Documents Required

Documents Required

Financials Salary slips of last 3 months Latest 2 months salary slip
Bank Statements Latest 3 months salary account bank statement
Employment Proof Employee ID card and visiting card
Work experience documents Current employment Appointment letter / Form 16 / 1 year old salary slip
Previous employment Appointment letter / Form 16 / Promotion letters/ transfer / confirmation letters / previous salary slip
KYC Identity proof Passport / Voters ID card / Driving license / PAN card
Address proof Passport / Driving license / Ration card / Latest mobile bill / Letter from employer (with HR /Admin sign)
Signature proof Passport / PAN Card / Driving license / Photo credit card (front only) / Banker verification letter ( Only online)
Age proof Passport/ PAN Card / Driving license / Birth certificate

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