Gold Loans are grabbed by pledging your gold ornaments with a bank. You can take Yes Bank Gold Loan to full fill your personal expenses such as medical bills, educational fees, wedding function or other budgetary crises in the family and additionally for business purposes. Following are the benefits of availing Yes Bank Gold Loan
• Yes Bank offers high gem credit measure of above Rs. 50 lakh with alluring highlights, for example, zero foreclosure or prepayment charges.
• You can likewise get an agricultural gold loan from the bank at a reasonable interest rate against evidence of cultivating and an endeavor that the loan will be utilized for farming purposes.
• The bank has additionally propelled an appealing overdraft facility on its gold loan plot for its chosen clients. The plan enables you to lessen your aggregate interest outgo on the loan.
Yes Bank Gold Loan’s Features
• Yes Bank Gold Loan Interest Rate starting- 10.50% to 15.99%
• Charges processing fees- 0.50% of the loan amount
• Loan duration of Gold Loan- 6 months to 36 months
• Least EMI per lakh on Gold Loan from ICICI Bank is Rs. 8,792 offered at the reasonable interest rate of 10.00% at the lengthy loan duration of a year
• ICICI permits prepayment of gem advances with 1% of loan outstanding charges
Only essential KYC documents for residence proof and pay evidence required. The bank doesn’t expect you to present your income proof or doesn’t check your CIBIL score for providing a gold loan.
• Identity proof: PAN Card, Driving License, Passport, Voter’s ID Card, Aadhar Card
• Residence proof: Election /Voter’s ID Card, Aadhar Card, Rent Agreement, Utility Bills, Bank Statement
Different Charges of Gold Loan Yes Bank
Additionally interest rates, Yes Bank also convey some different charges while offering gold loan which includes:
• Yes Bank charges least processing expenses 0.50% of loan sum. To get the most reduced charge, gold loan interest rate correlation, offers and cashback apply online via Bestloandeal.in.
• Banks permit prepayment of the gold loan and commonly demand prepayment or foreclosure charges i.e. 0.50% if paid ahead of time before a half year.
You can apply for a gold loan with HDFC Bank straightforwardly through a branch or by filling an online form. Be that as it may, to get the best gold loan offers and correlation, all things considered, you can apply online through BestLoanDeal. We will give you a point by point comparison of gold loan plans, all things considered, figure your gold loan eligibility and associate you with the best bank for a gold loan. You will likewise be helped by our professionals who will guarantee that the way toward getting a loan is smooth, advantageous and instant. You can get gold credit in a solitary branch visit amid which HDFC Bank will complete a checking of your gems as far as its immaculateness and weight. On the off chance that, the adornments meets the bank guidelines, the bank will sanction your gold loan and give you a quick loan against the security of your gold ornaments.